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Will I Qualify?

Habitat for Humanity partners with families who are ready for the responsibility and challenges of homeownership, but would not qualify for a traditional mortgage. The selection of families is based on the need for safe, decent, affordable shelter, the ability to pay a Habitat mortgage, and the willingness to give back to the community through volunteering.

See home ownership criteria and details

If you think you meet these criteria, please complete and submit the following “Will I qualify” form.

NOTE: Personal information provided on this form is collected by Habitat Okanagan for the purposes of evaluating and selecting potential Habitat Homeowners. Your personal information will be kept confidential and will only be shared with those individuals in the organization involved in selection and approval of Habitat Homeowners. For more information, ask for a copy of our Privacy Policy. Questions about the collection, use and dissemination of personal information can be directed to the email address shown above.

    General eligibility criteria - all boxes must be checked


    You and your co-applicant are Canadian Citizens or Permanent Residents (3 years permanent residence in Canada)


    You have guardianship and primary care (50% custody) of at least one child under age 16, or an older child incapable of living on their own


    You currently reside in the Okanagan and have lived here for the past two years


    Your TOTAL annual household income [includes employment income, Canada Child benefits, other sustainable sources of income, meets BCHIL guidelines listed below: Kelowna/Lake Country: between $45,000 - $58,500 Vernon/Lumby: between $40,000 - $46,000

    I am currently interested in a home in:


    Applicant Information

    All fields are required










    Family Members

    All fields in this section must be completed. Enter zero if it does not apply.




    Do you expect a change in your family size in the future? (eg. more children, children moving out, etc...)

    Total Gross Annual Income

    All fields in this section must be completed.Enter zero if it does not apply.
    Your Total Gross Annual Income should include income from your most recent Notice of Assessment from Canada Revenue, Canada Child Benefit, GST rebate, and any other household income.



    What us your current rent?


    Is any portion of this rent amount subsidized? If so, what is the actual amount that you pay?



    How might a Habitat home partnership program benefit your family?


    Anything else that you would like us to know?