Online Enquiry Form

If you are interested in purchasing a Habitat Okanagan home, please fill out the below form to submit an enquiry.
Please note that this is a way to help determine if our Homeownership Program is the right fit for your family and is NOT AN APPLICATION for a home. If Habitat Okanagan feels that you have met the necessary criteria, further detailed information will be requested.
To read more about the Homeownership Program and qualifications please click here

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General Eligibility Criteria *

• You and your co-applicant are Canadian citizens or permanent residents (3 years permanent residence in Canada)
• You currently reside in the Okanagan and have lived here for the past two years
• You have guardianship and primary care (50% custody) of at least one child under age 16, or an older child incapable of living on their own

Applicant First Name *

First

Last

Applicant Last Name *

First

Last

Co-Applicant First Name

First

Last

Person whose name would go on title along with applicant

Co-Applicant Last Name

First

Last

Person whose name would go on title along with applicant

Street Address *

City *

Province *

Postal Code *

Phone Number *

Email Address *

What is your current rent? *

Is any portion of this rental amount susidized? If so, what is the actual amount you pay? *

Do you currently own or have an interest in a home, investment property or land anywhere in the world?* *

• Yes
• No

If yes, please explain:

Have you ever owned a home before?* *

• Yes
• No

If yes, please explain, detailing any foreclosure:

Size and Suitability

• Matching families to homes is one of the challenges of our program.
• We follow the same criteria as BC Housing in determining a suitable size home for a family.
• Children must have a separate bedroom from adults. A maximum of two children may share a single bedroom. Children sharing a bedroom must be the same gender. At least one family member per bedroom.

Please list here the age and gender of each child who will be living in the home* *

If two children of the same gender cannot share a bedroom, please specify the reason:

Income Criteria

• One of the three main criteria for the homeownership program is the ability to pay the mortgage and home maintenance costs.
• An applicant family MUST have a consistent, reliable source of income in order to qualify for a home.
• Our income threshold values are dependent on size and cost of our available homes.

Can you answer YES to the following questions? *

• Applicant/s understand that they will be required to share their last three years of financial information with Habitat Okanagan
• Applicant/s agree to a credit check

Have you or your co-applicant declared bankruptcy or had a consumer proposal? *

• Yes
• No
• N/A

Has this been discharged in the last three years? *

• Yes
• No
• N/A

Please list your annual gross household income based on line 15000 on your income tax return: *

*Includes all adult income-earners who will be living in the home

Annual Canada child benefit amount: *

Other income (casual work, disability income, etc):

Total amount owing on all credit cards:

Please note that to qualify for a home we prefer to see less than 5% of your gross income amount owing on all credit cards

Monthly credit card payment:

Total amount owing on all vehicle lease/loans:

Monthly vehicle lease/loan payment:

Total amount owing on all other loans/lines of credit

Monthly payment on all other loans/lines of credit:

Willingness to Partner

• One of the three main criteria for Habitat Okanagan's homeownership program is willingness to partner.
• Once an applicant family is accepted to the homeownership program, they will be required to act as 'ambassadors' of Habitat Okanagan, which may include speaking to the press, having their family photographed for promotional material and attending public events.
• Becoming a Habitat Okanagan homeowner means that you are agreeing to partner with Habitat Okanagan on an ongoing basis for as long as you own the home.

consumer like based

Yes, my family is willing to: *

• Act as 'ambassadors' of Habitat Okanagan, which may include speaking to the press, being photographed for promotional material and attending public events as required
• Live in a complex with other families who may be from various ethnic, religious, and cultural backgrounds
• Abide by all the rules, policies and criteria established by Habitat Okanagan in accordance with Habitat Canada and the CRA
• Complete 500 volunteer hours within two years (equivalent to 6 hours a week volunteering with Habitat Okanagan)

Living in Need

• One of the major criteria for selection into the homeownership program is that your family is living in need.

This essentially means that, for a variety of possible reasons, your home is not suitable or is unsafe.

Some of the factors Habitat Okanagan uses to determine your level of need are (indicate all that apply): *

• You are paying more than 30% of your total gross (before tax) household income toward rent
• Your home requires major repairs
• Medical disabilities and general health conditions are stressed by current housing (mold, accessibility, etc.)
• Overcrowding for the number of people in home
• The location of your home is not accessible to schools, shopping, and transportation
• Your neighbourhood is not considered safe
• None of these apply

Anything else you would like to add?

Submit Inquiry