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Habitat For Humanity enquiry

If you are interested in purchasing a Habitat Okanagan home, please fill out the below form to submit an enquiry.
Please note that this is a way to help determine if our homeownership program is the right fit for your family and is NOT AN APPLICATION for a home. If Habitat Okanagan feels that you have met the necessary criteria, further detailed information will be requested.
To read more about the homeownership program and qualifications please click here

    I am currently interested in a home in

    Lake CountryLumbyOther

    General Eligibility Criteria
    Please check the boxes below *

    • You and your co-applicant are Canadian citizens or permanent residents (3 years permanent residence in Canada)
    • You currently reside in the Okanagan and have lived here for the past two years
    • You have guardianship and primary care (50% custody) of at least one child under age 16, or an older child incapable of living on their own
    • Your TOTAL annual household income [includes employment income, Canada child benefits, other sustainable sources of income, meets BCHIL guidelines listed below:
      Kelowna/Lake Country: between $47,000 - $64,500
      Vernon/Lumby: between $40,000 - $47,500

    Contact Information
    * Indicates required field











    Homeownership Information
    * Indicates required field




    YesNo



    YesNo


    Size and Suitability

    Matching families to homes is one of the challenges of our program. We follow the same criteria as BC Housing in determining a suitable size home for a family.

    • Children must have a separate bedroom from adults.
    • A maximum of two children may share a single bedroom.
    • Children sharing a bedroom must be the same gender.
    • At least one family member per bedroom.


    Income Criteria

    One of the three main criteria for the homeownership program is the ability to pay the mortgage and home maintenance costs. An applicant family MUST have a consistent, reliable source of income in order to qualify for a home. Your annual gross household income must not exceed the income range as determined by BC Housing for the size of home:


    3-bedroom townhouse
    Kelowna/Lake Country $47,000 - $64,500
    Vernon/Lumby $40,000 - $47,500

    Can you answer YES to the following questions?*

    • Applicant/s understand that they will be required to share their last three years of financial information with Habitat Okanagan
    • Applicant/s agree to a credit check

    YesNo


    YesNoN/A




    Please note that to qualify for a home we prefer to see less than 5% of your gross income amount owing on all credit cards







    Willingness to Partner

    One of the three main criteria for Habitat Okanagan's homeownership program is willingness to partner. Once an applicant family is accepted to the homeownership program, they will be required to act as 'ambassadors' of Habitat Okanagan, which may include speaking to the press, having their family photographed for promotional material and attending public events. Becoming a Habitat Okanagan homeowner means that you are agreeing to partner with Habitat Okanagan on an ongoing basis for as long as you own the home.

    Yes, my family is willing to

    • Act as 'ambassadors' of Habitat Okanagan, which may include speaking to the press, being photographed for promotional material and attending public events as required
    • Live in a complex with other families who may be from various ethnic, religious, and cultural backgrounds
    • Abide by all the rules, policies and criteria established by Habitat Okanagan in accordance with Habitat Canada and the CRA
    • Complete 500 volunteer hours within two years (equivalent to 6 hours a week volunteering with Habitat Okanagan)

    Living in Need

    One of the major criteria for selection into the homeownership program is that your family is living in need. This essentially means that, for a variety of possible reasons, your home is not suitable or is unsafe.

    Some of the factors Habitat Okanagan uses to determine your level of need are (indicate all that apply):

    You are paying more than 30% of your total gross (before tax) household income toward rentYour home requires major repairsMedical disabilities and general health conditions are stressed by current housing (mould, accessibility, etc)Overcrowding for the number of people in homeThe location of your home is not accessible to schools, shopping, and transportationYour neighbourhood is not considered safeNone of these apply