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Home Ownership

Habitat homes help families avoid making impossible choices between rent and other basic necessities by providing them with a mortgage they can afford. An affordable mortgage allows our partner families to ensure their needs are met – including childcare, transportation, groceries, education, school supplies, medical and dental expenses, clothing, furniture, and more.

Partner families’ monthly mortgage payments go into a revolving fund held by the affiliate that built the home. This fund is reinvested into the community, as it is used to build more homes for low-income families in need.

do I qualify?

Review the home ownership criteria below.

view ownership criteria

apply for a home

Complete and submit the pre-application form.

pre-application form

application review

All applications will be reviewed and families notified of status.

complete full application

Qualifying applicants will be asked to complete a full application and provide specific financial and personal supporting documents.